We bought a house! This video is covering everything I learnt in the process of getting a mortgage as first-time buyers in the UK. Enjoy! B xx
ps. Iβm not a professional or expert, this is just our own personal experience so please do seek advice and note that things change quickly. What worked for us is not going to work for others, so I recommend doing your research and educating yourself as much as possible. Links below to support!
Chapters:
0:00 Introduction
2:45 Where To Start?
7:40 Personal Circumstances
12:23 How I Saved
16:35 Help To Buy ISA
19:13 Types Of Mortgages
20:44 Deposit
21:46 Our First Steps
24:00 Timeline Of Events
25:45 Mortgage Broker
29:30 The House Hunt!
31:39 Bidding
33:31 Solicitor
35:42 Survey
37:10 Insurance
39:15 Exchange & Completion
43:48 Fees
46:29 Final FAQs
Links:
Home Instagram Account β https://www.instagram.com/brogantatehome/
[AD Affiliate Link] Book: Money by Laura Whatley β http://bit.ly/2oSlC89
Refinery 29 Money Diary Facebook Group β https://www.facebook.com/groups/r29.uk.money.diary/
NS&I Bonds β https://www.nsandi.com/
Help To Buy β https://www.helptobuy.gov.uk/help-to-buy-isa/how-does-it-work/
Free Guide To Mortgages PDF β https://www.moneysavingexpert.com/mortgages/mortgage-guide/
Money Advice Service (Mortgages) β https://www.moneyadviceservice.org.uk/en/categories/mortgages
Joanne Morris (our broker) β jmorris@lewisinvestment.co.uk
Joint Property Ownership β https://www.gov.uk/joint-property-ownership
Other (not mentioned but loved along the way!)
The Financial Diet YouTube β https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw
The Goal Digger Podcast β https://podcasts.apple.com/ph/podcast/the-goal-digger-podcast/id1178704872
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???? Blog β http://www.brogantatexo.co.uk/
???? Twitter β http://twitter.com/brogantatexo
???? Instagram β http://instagram.com/brogantatexo
???? Facebook β https://www.facebook.com/brogantatexo
???? Email β brogantatexo@hotmail.com
CREDIT:
Intro β https://youtubeclinic.co.uk/
Music β http://www.epidemicsound.com
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DISCLAIMER: This video is not sponsored. Some of the above may be affiliate links. See my full disclosure here on ADs here β’ https://www.brogantatexo.co.uk/2019/01/lets-talk-about-ads-how-im-disclosing.html
#FirstTimeBuyer #Mortgage #BuyingAHouse #UKProperty
Buying A Home Money Saving Expert, Buying A House! ???????? Mortgage Process & First Time Buyer Experience.
Conserve Cash On Your Vacation
Supermarket, car parts stores, restaurants and drug shops simply to name a couple of. On Friday, count how much of the $50 that you withdrew at the beginning of the week stays.
Buying A House! ???????? Mortgage Process & First Time Buyer Experience, Get popular explained videos relevant with Buying A Home Money Saving Expert.
Donβt you simply dislike it when your parents are right? They head out of their method to show you how to conserve cash so that you arenβt a slave to your expenses yet you continue to make mistakes that gnaw at any hope of cost savings. In todayβs economy there are more discussions about how to cut down expenditures and save money. Throughout a current dinner discussion my buddies and I began discussing a few of our biggest money oversights. I was surprised to find the resemblance in the top 4 mistakes.
Next, draw up your cash circulation chart. Think about where the source of your βincomeβ is. Apart from getting cash from your moms and dads, student loans, can you get yourself a part-time job to corroborate your monthly βearningsβ?
This is one of the most efficient Money Saving ideas. Having more credit motivates you to spend more. Eliminate all your credit cards. If itβs not possible, minimize the number to a couple of. Likewise, do not pay simply the minimum amount every month. Pay it in complete.
If you wait up until your pay enters into your bank account and after that move it yourself or have a direct debit set up, itβs not the same.Then you need to exercise just How to Save Money much you need to conserve if you have an objective, which you should have, given that you check out the chapter on personal goal setting.
If you are dealing with an affiliate site, the complimentary product links should be rerouted to the manufacturerβs website. Be wary of websites that have no clear relationship with a product manufacturer.
A lot of shops have you go into in the middle. A lot of individuals then simply dive head long into the aisles and get lost. What takes place then? Well, while the trolley is empty they get dazzled by all the scrap food package etc and fill. You need to prevent doing this and go to the edges of the store initially. This is where the needs are like the veggies, meat and bread. When you do venture into the aisles you wonβt have an empty space gazing up at you asking to be filled, get these vital items into your basket first and.
Another rather neglected cash sucker and a simple method how to Save Money is your cellphone expense. Among the best ways of saving cash is to make a relocation to remanufactured items.
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