First Time Buyers UK | My Top Tips!

New updated videos highly rated Borrowed Money, How to Save Money Every Day, and Home Buyers Survey Money Saving Expert, First Time Buyers UK | My Top Tips!.

First Time Buyers UK

In this video I provide help to first time buyers uk in the very early stages of considering to buy their first home, as well as providing my best tips for first time buyers in the UK.

**** Show Notes, and Resources ****

First Time Buyers UK

• Analysis Call
• Fact Find & Document Check
• Affordability Calculation
• Lender Research
• Mortgage Quote
• Agreement in principle
• Property Search
• Mortgage Application
• Valuation
• Mortgage offer
• Life cover & House Insurance quotes (Unless medical conditions we do earlier)
• Exchange
• Move in

Quick affordability calculation

Income (single or joint) – liabilities x 4.5 = mortgage amount

Example. 50,000 (joint income) – 2,400 (£200 per month loan payment x 12) x 4.5 = £214,200

*Liabilities – When calculating liabilities use 5% of total credit card balances
X 12 – (minus) Loan/HP monthly payments X 12

Ignore loans with less than 6 months to run

---

SOCIAL MEDIA: @alexkerrmortgage

Facebook – https://www.facebook.com/mortgagechain

Instagram – https://www.instagram.com/alexkerrmortgage/

Youtube – https://www.youtube.com/channel/UCqCrUkA5ZvwPnw4NEuot4hQ

---

**** About This Video **** In this video Alex Kerr from Mortgage Chain, who specialises in mortgages for first time buyers discusses the early stages of the mortgage process for first time buyers uk.

Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)

checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.

Check my free credit score now:
https://www.checkmyfile.com/credit-report.htm?ref=alexkerr&cbap=1

For a free credit score check: email your checkmyfile credit file to: freecreditfilecheck@mortgagechain.co.uk

DISCLAIMER: This video and description contains affiliate links via the above checkmyfile link, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!

---

Enquiry

Book a 15 minute, FREE, no obligation mortgage chat with Alex: https://outlook.office365.com/owa/calendar/MortgageChainLtd@mortgagechain.co.uk/bookings

Contact: 03333 44 68 69

---

Question of the day – ⚡Are you a first time buyer at the very early stages of the mortgage process ? LMK ????????????

---

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

#firsttimebuyersuk #firsttimebuyertips #alexkerrmortgage

Home Buyers Survey Money Saving Expert, First Time Buyers UK | My Top Tips!.

Learn The Very Best Way To Save Cash On Baby Items

These 3 basic ideas can help you conserve a great deal of cash.
On top of package, I put a photo of something inspiring such as a book of sheet music or a photo of my dream home.

First Time Buyers UK | My Top Tips!, Enjoy latest updated videos relevant with Home Buyers Survey Money Saving Expert.

Daily Ways To Save Money

Something that is small but can save great deals of money is how you order at a restaurant. In order to assist you succeed in budgeting and conserving cash, consider the following guide.

Discover to Prepare: This is a no brainer. Eating out costs mega bucks. With minimal effort, with $50 you can purchase enough steak, shrimp, chicken, treats and veggies to feed yourself for an entire week.

You might believe but if I get rid of this or that or stop going to a movie each week with my sweethearts or head out drinking and invest $200 on Saturday night you will become friendless and everybody will mock you at work because you didn’t see the 9 hour 2 and half males marathon on cable television.

When in a storage facility somewhere, a forklift operator takes place to drop a whole pallet of soup or canned veggies, the majority of it does stay totally unbruised. But they are not enabled to sell such stuff at complete cost, and you’ll most likely see them at your local scratch-and-dent store. Individuals who go shopping at scratch-and-dent supermarket generally go in hoping for a killing. There’s a lot of Money Saving to be done in buying regional specializeds like Amish food if you are prepared to broaden your palate in some cases. Manufacturers typically overestimate demand in niche product areas like these.

2) Avoid The Brand Names – Don’t pay extra money for a trademark name product when there is a less pricey substitute that you can utilize instead. You may find there are one or two products that you will like the brand name better How to Save Money you should test it out and see. The real test is to not inform your household you made the switch and see if they say anything.

2) If you work for tips, choose what denomination of expenses you want to save. My child was a waitress and decided that she would not spend $5.00 bills. All $5.00 bills she received went straight into a container. In 12 months, she had actually $3000 saved. Money that she would never ever have had and that she didn’t miss. This pointer for saving money benefits anyone who works for suggestions. Another idea for conserving cash in this way is to take your $5.00 bill (or any other denomination you decided to save) and put all those bills that you wind up with at the end of the day into your jar nightly.

Sticking with the efficiency of the engine you need to beware to keep your motor tuned up to the level it should be. A well-tuned engine will be running at or close to peak performance and this will increase your gas mileage. In addition if you are getting your vehicle took a look at regularly it may expose other issues that can be nipped in the bud.

Is your grocery expense the bane of your expenditure? Then take your lunch to work every day and make your dinner at home each night. So, choose any one among them according to the taste of your child.

If you are finding more exciting videos relevant with Home Buyers Survey Money Saving Expert, and Spend Money, How to Save Money Online, How to Save Money on Heating Bills dont forget to join in subscribers database now.