How Lenders Determine the Mortgage You Can Afford

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Hey guys!

I’m Krystal Spears. I’m a licensed real estate agent in Maryland. I help clients buy, sell and lease commercial and residential real estate. Most people I know do nit pay cash for their hike so they need to use a loan to buy a home. Here is a breakdown of how mortgage lenders determine what you can afford in a mortgage.

Keep in mind, you don’t have to max out on your loans. It’s better to borrow less than what they say you can afford. That way, you still have money to save and invest.

Also, I am not a lender and these scenarios are not exact numbers. Please consult a lender for specific loan amounts. If you are in the DMV and want to purchase or sell your home, feel free to send me a message on my social media platforms.

Instagram: @KrystalSpearsrealestate
Facebook: Krystalspearsrealestate

Want to become more disciplined? Looking for a business mentor?
Find me here:
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Money Saving Expert Calculate Take Home Pay, How Lenders Determine the Mortgage You Can Afford.

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How Lenders Determine the Mortgage You Can Afford, Get more explained videos about Money Saving Expert Calculate Take Home Pay.

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